What Is a Good Salary in The US? [+Average Salaries 2022]

Before you accept a job offer or start a negation for a salary, it’s necessary to know what is a good salary in the US. It can be complex to understand income levels in the US since they all vary depending on many factors, particularly the location. Whether you’re choosing a career, negotiating a starting salary, or asking for a raise, it’s helpful to have an idea of the appropriate pay range for your experience, industry, and location.

In the US, an annual salary between $70,000 – $78,000 before tax ($5,800 – $6,500 monthly) is considered to be a good wage in any state. With that income, in a middle-sized American city like Portland, you can afford a two-bedroom apartment close to the city center, having a car, shopping, eating out, and traveling around on weekends.

In this article we go into details on salary levels in the US and which income is sufficient, good, or superior to live on. You will also learn which salary to expect in various US cities and what your average expenses will be.

What is a good salary in the US per month?

In the US, an annual salary between $70,000 – $78,000 before tax is considered to be a good salary in any state. With that income, in a middle-sized American city like Portland, you can afford a two-bedroom apartment close to the city center, have a car, shopping, eat out, and travel around on weekends.

This annual salary translates to a monthly income between $5,800 and $6,500. It’s higher than the average wage both in Portland and across the US. According to the Bureau of Labor Statistics (BLS), the national average salary in 2020 was $56,310.

Furthermore, it’s a good salary for a single person, giving you a decent standard of life. A couple can also live comfortably on that income.

Yet, a family will likely need around $100,000 to enjoy a good standard of living. For example, with an annual salary of $100,000, one can buy a house and car and certainly support a small family.

$100,000 is considered a good salary for most parts of the country, including small, medium-sized, and large cities.

However, studies have shown that happiness decreases when individuals reach income of around $70,000. So maybe you don’t need such high salary.

At the same time, in some largest US cities like New York, Los Angeles, Chicago, San Diego, you need a significantly higher amount will be considered a good salary to live on. In New York, the good salary starts at $8,000 – $10,000 gross per month or $96,000 – $120,000 annually. $100,000 before tax will leave you only $65,000 after income taxes.

About 30% of New York households end up making six-figure salaries. While $81,000 per year in New York’s is average.

Consequently, in middle-sized urban cities in the US, a comfortable living would be $100,000 per year. While in urban areas of large American cities like New York, Chicago, San Francisco, Los Angeles, Dallas, Philadelphia, Pittsburgh, a salary of $125,000 would be decent pay. Yet, housing still might be a dilemma in these places.

If we take city Los Angeles, a comfortable income of a middle-class family with one earner and two kids will be around $125,000. Having more disposable income will bring the family an upper-middle-class position, which means an increase to about $150,000 annual salary.

A salary of $200,000 and more is a very good income for a family of four and can be achieved by both parents working.

Generally, salaries in the US range significantly. You can earn as little as $20,000 and up to $300,000 in a top position. 

Many factors can affect the amount of pay you receive besides the location. It includes a level of education or type of degree, professional experience, skills, and even gender.

For better estimates, check legitimate resources about salaries in the US. Bureau of Labor Statistics (BLS) is the best source for an actually starts on wages in the US.

They regularly conduct surveys on wages that include median salary figures as well as salary data for the top 10% and bottom 10% of earners.

What will be your standard expenses with a good salary in the US?

The salaries in the US have to be high, particularly in large cities so that workers can pay for taxes and other mandatory expenses.

For example, a 27-year-old living in California, with a $100,000 yearly gross salary (or $8,333 monthly), will pay only in taxes:

  • Federal withholding taxes $1,200
  • Social Security taxes $516
  • Medicare $120
  • California taxes $586
  • CA SDI $75 
  • Monthly Net Pay $5,833.70 

Consequently, the monthly net pay ends up at $5,833. 

Also, consider the following obligatory expenses:

The 27 years old will most likely end up with about $2,000 at the end of the month before paying for a debt. Therefore, in states like California, you need around $100,000 annually to live a more or less comfortable life.

For example, California has higher taxes and cost of living than the average American city. Hence, employees earn more money there. Also, the good salary in that state will be at least twice higher than elsewhere in the US.

Also read: Why UK salaries are much lower American?

New York vs US

New York is by far the most expensive place in the US but also offers high salaries.

  • The cost of living in New York is 129% higher than the national average
  • The average rent is $3,475 for an apartment in Manhattan, while one-bedroom apartment in Manhattan costs $3,100 a month
  • Hence, 40% of adult renters in New York City were living with a roommate
  • A gallon of milk in New York, for example, costs $4.53 on average versus the national average cost of about $3.50
  • Gym costs $100 per month
  • A basic dinner for two people at a neighborhood pub costs an average of $57 
  • Men’s standard haircut costs $26 on average
  • Monthly public-transit ticket is $121 – most expensive in the country
  • Consumers pay a total 8.5% sales tax to shop in New York City when it ranges from 0.03% to 5.14% across the US
  • Housing is 369% higher than the national average in New York
  • The median home value in the five boroughs of New York City is closer to $650,000

So, in the end, you need to decide what salary will be good in New York for you. It must be good enough to pay for all of this..

Location determines your salary at most

In the US, salaries and understanding of what salary is good, depend a lot on the location. For example, the lowest earnings among workers with Bachelor’s degrees are in Florida, Hawaii, Maine, Mississippi, Montana, South Dakota, and Vermont.

The highest earnings are among those who live in New York, California, Columbia, Connecticut, Washington, Illinois, Maryland, Ohio, and Virginia. Income was measured among Bachelor’s degree holders.

Bonuses, holiday pay and remuneration packages

Bonuses can make up a significant piece of your annual earnings in the US. In fact, some jobs are highly reliable on regular bonuses, such as professions in sales. For some people, it can be $50,000 – $100,000 only in the yearly bonus.

In the US, many companies offer performance-based bonuses to others, which may be paid out monthly, quarterly, or annually. Other benefits can include a company car, mobile phone, or the coverage of your monthly costs for transportation.

Studies have shown that happiness decreases when individuals reach income of around $70,000. So maybe you don’t need such high salary.

Salaries in the US

Income level depends on the job, employer, education, experience, and, more importantly, the city where you work in the US. Salaries are divided as follows: the highest 10% of earners make more than $169,070 per year, while the bottom 10% of workers make less than $56,880.

The US is known for its high salaries in some sectors, hence, if you are willing to pursue the career, American companies can provide great opportunities and a very high income.

According to the statistics, income in the US is very unequal, with a difference of $124,056 in average salaries among various jobs. Wages range from $24,000 (lowest average) to $423,000 (highest average)

In fact:

  • about 34,1% of Americans earn over $100,000
  • 15,5% of the population makes between $100,000 and $149,999
  • 8,3% of Americans makes between $150,000 and $199,999
  • 10,3% of the US population has an annual salary over $200,000 

Facts about salaries in the US

  1. Salaries in the US also vary by factors such as gender, education, and more.
  2. Jobs in large metropolitan cities, which have higher living costs, also tend to pay more than jobs in more rural and suburban areas.
  3. Workers with a certificate or diploma earn on average 17% more than their peers who only reached the high school level.
  4. Employees who earned a Bachelor’s Degree earn 24% more than those who only managed to attain a certificate or diploma.
  5. Professionals who attained a Master’s Degree are awarded salaries that are 29% more than those with a Bachelor’s Degree.
  6. PhD holders earn 23% more than Master’s Degree holders on average while doing the same job.

Minimum wage in the US in 2022

The minimum wage varies between the states, each US state has its own rate. The highest is in California – $15.00, Washington – $14.49, Massachusetts – $14.25 and in Connecticut – $14.00. The lowest minimum wage is in Georgia ($5.15) and Wyoming ($5.15).

The federal minimum wage is $7.25 and hasn’t changed since 2009.

What salary will you get in Europe? Read more about salaries in Europe.

Average salary in the US

According to the Bureau of Labor Statistics (BLS), the national average salary in 2020 was $56,310. In 2022 average salary in the US is $53,490 per year.

The US’s average income is often measured as a household’s total income, which doesn’t represent individual earnings. The household’s average annual income is $83,886 before tax.

For households:

  • 16.5% of US households have income between $50,000 and $74,999
  • 15.3% – $100,000 to $149,999
  • 11.6% – $35,000 to $49,999 (Source: Zippia.com)

The median annual income of all full-time workers in the US was $51,480 in the second quarter of 2021. This insignificant difference results from the calculation of the median annual salary. All salaries across the country get combined, so it makes numbers unrealistic.

Moreover, there is a large gap between salaries in the US. For example, a casual worker makes $25,000 and an executive $150,000. 

Here is an example of average salaries in New York in 2021 for some jobs:

Software Engineer$107,530
Project Manager, (Unspecified Type / General)$81,221
Executive Assistant$68,962
Operations Manager$72,635
Marketing Manager$78,031
Senior Software Engineer$142,396
Account Manager$66,941
Source: www.payscale.com

Facts about average salary in the US in 2022:

  1. The average salary (household) in the US is $82,412 USD per year. Most people earn about $52,000.
  2. Men receive an average salary of $94,279, and women – a salary of $70,022.
  3. The best paid jobs are among experienced engineers & technicians with an average income of $124,524 as well as management & business with $110,097 on average.
  4. The highest average salaries receive people with Doctorate Degree – $125,922. The second most paid education level is Masters degree with a salary of $100,259.
  5. Experiences players a role too. Employees with 16-20 years of experience get $98,926. Professionals with 20+ years of experience receive salary of $108,877.
  6. Salaries in the US range from $24,000 (lowest average) to $423,000 (highest average)

*The data is based on 20,675 salary surveys. 

Read a comprehensive article about average American salaries.

1. Highly skilled, high-level professionals, e.g., Consulting, Banking, IT

In this job category, employees can achieve high-level salaries, particularly in large American companies and in major cities.

Tech or finance companies have higher profit margins and are often backed by investors. Therefore, they can afford higher salaries. For example, a regular salary for a developer in Silicon Valley can easily be $150,000. 

Plus, the cost of living in the location where they have offices are usually high, so they need to keep up with the standards.

2. Other highly skilled jobs (Electrical Engineering, Mechanical engineering, Chemical Engineering)

Middle-level skilled jobs provide an average income between $55,000 and $90,000 a year. It also depends on the size of the company and the applicant. People with years of experience and good educational backgrounds can have higher incomes.

3. Low skilled jobs – workers

Skilled trade professionals have relatively low wages in the US. Salaries between $30,000 and $60,000 are most common.

The average salary in the US in 2021 among different jobs:

Job titleGross annual salary 2021
CEO$160,662 USD
Doctor$160,527 USD
Director$150,103 USD
General Manager$126,189 USD
Other Engineer Career$125,618 USD
Engineering Manager$122,328 USD
Lawyer$117,757 USD
Finance Manager$111,042 USD
IT Manager$109,553 USD
Program Manager$107,639 USD
Software Engineer$107,389 USD
Construction Manager$106,357 USD
CPA – Certified Public Accountant$104,434 USD
IT Project Manager$101,918 USD
Manager$97,413 USD
Other Management Career$95,589 USD
University Professor$95,188 USD
Operations Manager$94,731 USD
Construction Project Manager$93,563 USD
Business Manager$93,3IT USD
Other IT Career$93,228 USD
Project Manager$92,937 USD
Human Resources Manager$92,174 USD
Other Sales Career$91,462 USD
Marketing Manager$91,343 USD
Software Developer$91,332 USD
Other Finance Career$88,675 USD
Other Human Resource Career$85,935 USD
Engineer$82,546 USD
System Analyst$82,008 USD
Salesmen or Saleswomen$80,996 USD
Financial Analyst$80,729 USD
Healthcare Management$80,452 USD
Human Resource$78,658 USD
Electrical Engineer$77,767 USD
Account Manager$76,255 USD
Registered Nurse$75,210 USD
Architect$72,989 USD
Other Public Sector Career$72,746 USD
Mechanical Engineer$72,166 USD
System Administrator$71,625 USD
Manufacturing$70,253 USD
Other Manufacturing Career$67,653 USD
Other Medical Career$66,253 USD
Senior Accountant$65,369 USD
Technician$64,144 USD
Other Constr. & Labor Career$63,578 USD
IT Coordinator$63,091 USD
Office Manager$61,427 USD
Teacher$60,019 USD
Accountant$58,918 USD
Other Education Career$57,243 USD
Restaurant Manager$56,995 USD
Customer Service Manager$54,880 USD
Staff Accountant$49,870 USD
Other Service Career$47,051 USD
Call Center$37,860 USD
Administrative Assistant$36,606 USD
Source: www.averagesalarysurvey.com

Check out how salaries in the US compare to salaries in Germany.

Average salary by age & gender

The average salary in the US also ranges by age and gender, so men earn more than women on average.

Weekly earning among women at various ages:

  • 16 to 19: $467 ($24,284 annually)
  • 20 to 24: $607 ($31,564 annually)
  • 25 to 34: $850 ($44,200 annually)
  • 35 to 44: $999 ($51,948 annually)
  • 45 to 54: $1,002 ($52,104 annually)
  • 55 to 64: $946 ($49,192 annually)
  • 65+: $911 ($47,372 annually)

Weekly earning among women at various ages:

  • 16 to 19: $511 ($26,572 annually)
  • 20 to 24: $667 ($34,684 annually)
  • 25 to 34: $950 ($49,400 annually)
  • 35 to 44: $1,232 ($64,064 annually)
  • 45 to 54: $1,334 ($69,368 annually)
  • 55 to 64: $1,224 ($63,648 annually)
  • 65+: $1,102 ($57,304 annually)

Source: mint.intuit.com

Education

Having a higher education significantly increases your earnings in the US. In addition, a degree from an established program/university (e.g., Stanford University) often gives an instant boost in the salary, even for freshly graduals.

Highly educated and skilled professionals can expect higher salaries while working in the US.

According to a 2021 report by the National Association of Colleges and Employers, the average salary for a new college graduate in 2020 was $55,260.

Advanced degrees often pay off in the same field of study. For example, a worker with a master’s degree in health and medical preparatory programs will typically earn 137% more than with a bachelor’s degree in the same field.

People with a low level of education (primary education, high school) have an average income of $25,900.

Someone with vocational training earns an average of $37,100.

Experience level

In general, the more experience you have, the more likely you will receive higher pay. Mid-aged Americans (35-44) usually achieve the most significant increases in earnings.

According to Georgetown University’s CEW, from ages 25-34, the median wage of a professional in the STEM industry is $60,000 and will increase to a median salary of $90,000 by ages 45-59.

Someone with a major in health achieves a median wage of $53,000 at ages 25-34 and grows to a salary of $72,000 by ages 45-59.

Geographic location

As we mentioned above, your location will significantly impact the earnings in the US. Hence, even when a job title, experience, and education level are the same, salary will range depending on the city or state.

A significant salary difference is mainly due to the local job demand, cost of living, and tax rate. For example, in San Francisco, the average annual income of a software engineer is around $102,606. Whereas in North Carolina, software engineers take home only around $75,104 a year.

Also read: What is a good salary in Australia?

How much money does the average American earn a month?

In the average city in the US, a typical annual salary for a middle-class worker with a Bachelor’s degree is around $70,000 before taxes.

Individual income varies widely, depending on the position, whether one works full-time or part-time, educational background, and at most on the location. The income in the US also varies by age, race, and gender.

To live comfortably in the US, a household’s income should be $70,000 or greater. However, most Americans are only earning an average income of $63,000.

Curious about the differences between life in Germany and the US? Read about living in the US vs Germany in this article.

What are the highest paying jobs in the US?

As anywhere else, not all jobs pay equal salaries, it’s particularly noticeable in the US with an incredible wage gap. So physicians can earn $300k and low-skilled labor $20k.

Therefore, some of the highest-paying jobs in the US are in the medical sector, high-level management, finance, law, engineering, and science.

Some of the high-paying jobs in the US are:

Job titleGross median salary 2021
Physicians and SurgeonsEqual or more than $208
Obstetricians and gynecologistsEqual or more than $208k
General internal medicine physiciansEqual or more than $208k
AnesthesiologistsEqual or more than $208k
Chief executivesEqual or more than $185k
Finance managersEqual or more than $130k
Nurse anesthetistsEqual or more than $183k
Dentists, generalEqual or more than $158k
Airline pilots, copilots, and flight engineersEqual or more than $160k
Architectural and engineering managersEqual or more than $149k
Marketing managersEqual or more than $142k
Source: bls.gov

Which US cities pay the most?

In which American city will you get the highest salary?

Accordingly to the statistics, residents in the following cities have some of the highest median annual income, with Washington D.C. on top ($82,600).

  • Washington
  • California
  • New York

Furthermore, salaries in the US are highest in these cities:

  1. Tier 1 cities: NYC, SF Bay Area, Honolulu
  2. Tier 2 cities = LA, DC, Seattle, SD, Boston, Miami, Chicago
  3. Tier 3 cities = metropolitan of other US cities
  4. Tech cities: developers will get the highest pay check in Silicon Valley: San Jose and San Francisco. Other tech hubs are Seattle and Boston.

Top 10 cities in the US with highest salaries:

San Jose, CAAverage Salary: $93,450
San Francisco, CAAverage Salary: $81,840
Washington, DCAverage Salary: $77,210
Durham-Chapel Hill, NCAverage Salary: $64,430
Stamford, CTAverage Salary: $74,000
Seattle, WAAverage Salary: $74,330
Boston, MAAverage Salary: $73,850
Hartford, CTAverage Salary: $65,750
Denver, COAverage Salary: $64,880
Dayton, OHAverage Salary: $53,820
Source: merchantmaverick.com

Is $80k a good salary in the US?

A $80k salary is considered to be significantly above average and is an upper-middle-class salary. You can comfortably on that salary in any state. $56,000 is the average household salary in the US.

Moreover, an individual income of $80,000 puts you in the top 25% of earners in the US.

A couple can also live a comfortable but not extravagant lifestyle with that income. For a family with kids, it’s still solid income but doesn’t leave you much room for saving and leisure.

Is $70k a good salary in the US?

A salary of $70,000 is above the average and median salary in the US. Yearly gross income of $70,000 or $3,500 after tax per month surpasses both the median incomes for individuals and for households ($56,000).

Cost of living in the US

What will be your monthly expenses when working and making your living in the US? Similar to earnings, the cost of living largely depends on a city and state. Hence, cities with the highest salaries also have some of the highest prices (New York is the living example for it).

Nonetheless, a single person needs about $29,118 a year ($2,426 monthly) to live in Brownsville, Texas. In San Francisco, California they will need more than double of it $69,072 ($5,756 monthly) to maintain a similar lifestyle.

Examples of average cost of living for a single person in different American cities:

  • Austin, Texas $3,197
  • Los Angeles $3,569
  • New York $4,277
  • San Jose, $2,812
  • Seattle $2,438
  • San Diego $2,390

San Francisco, California, New York, Oakland, Los Angeles, Washington DC, Jersey, and Boston are the most expensive cities.

Regarding the cost of living in American states, Mississippi, Indiana and Missouri are some of the cheapest states to live in in the US.

Here is some data on average living expenses across the US:

  • Family of four will need approximately $4,824
  • Single person’s estimated monthly costs are $2,837
  • Cost of living in the US is higher than in 80% of countries in the world (15 out of 71)

Housing

House prices in the US range widely, with some incredible numbers in New York. Yet, some American states are insanely cheap to purchase real estate.

Statistics show that the average American spends $20,679 on housing every year or about $1,723 per month. The average monthly rent for a one-bedroom apartment in 2020 was $1,098 a month.

Average prices for housing in two popular American cities:

Type of the housingNew YorkSan Francisco
One-bedroom apartment (city center)$3,003$3,273
One-bedroom apartment (outside of city center)$1,896$2,542
Three bedroom family home (city center)$5,832$6,478
Three bedroom family home (outside of city center)$3,318$4,501
Utilities for one person in 45m2 apartment$125$105
Internet$55$50
Source: Numbeo.com

Therefore, rent prices in the US vary significantly by state and by city. Some of the most expensive cities to rent in the United States are NeDCrk City, San Francisco, Los Angeles, Washington D.C., and Boston. 

Most expensive US states regarding rental price for a one-bedroom apartment:

  1. Hawaii ($1,617)
  2. California ($1,503)
  3. Maryland ($1,392)
  4. New Jersey ($1,334)
  5. Massachusetts ($1,282)
  6. New York ($1,280)
  7. Colorado ($1,271)
  8. Washington ($1,258)
  9. Alaska ($1,244)
  10. Virginia ($1,234)

Source: Numbeo.com

Food

Food in the US is on the European/Western average, but some items can be cheaper or expensive. Americans spend on average $148 weekly or $592 monthly on groceries for two people. Singles on a moderate budget spend around $244 per month.

Yet, the average cost of food per month for the typical American household is about $660. It includes groceries and eating out. People spend $288 on average on eating out and $372 on food at home.

Eating out

Overall, the average American spends $232 per month eating out in restaurants and cafes.

As a general rule, you should budget around $300–500 per month for food, while singles and students will be able to live off less.

Health care costs in the US

You probably have heard of high bills for health care in the US. In fact, some even take loans to pay for their medical bills.

In 2021, the average monthly cost of health insurance in the US was $495. The average cost of individual health insurance for a 40-year-old across all policies was $495. The cheapest premium you can get in the US is $313.

We recommend taking out affordable coverage from Cigna. You can adjust the policy to your individual needs and save money that way. Cigna is a US-based insurance provider with 74,000 employees, 200 years of experience, and more than 100 million customers globally.

Still, why do Americans pay so much for health care? The main reason for high spending lies in self contribution. Insurance holders are also paying out of pocket for the use of health care services in addition to the monthly insurance rate.

For example, with the cheapest insurance coverage, you need to pay 40% of the medical bill on your own. And even when having the best and most expensive insurance, one should contribute 10% to the total bill when seeing a doctor. 

Taxes in the US

On average, Americans pay around 30% in taxes. Taxes in the US are considerably lower than in other developed countries, especially those in Europe.

Generally, an employee pays the following taxes in the US:

  • income tax
  • contribution for health insurance 
  • contribution for pension
  • contribution for survivor benefits 
  • contribution for long-term care 

Social security taxes are deducted directly from the salary. Contributions are made by both you and your employer in accordance with your earnings.

Income tax

The US has unequal income taxes for each state. You can see rates of each state on the image below:

The US has a progressive tax system, meaning people with higher taxable incomes have higher federal income tax rates. Income tax rates in the US range from 10% to 37%.

Compared to other countries, the US doesn’t have tax-free amounts, meaning you will pay taxes when earning any amount. The lowest rate of 10% applies for the income bracket from $0 to $9,875.

In the US the term Federal taxes is common, where there are 7 different tax brackets: 10%, 12%, 22%, 24%, 32%, 35%, and 37%.

Taxpayers should notice that the brackets vary depending on whether they are single/married, if they fill taxes together with the spouse or separately, and if only one spouse earns income or both.

Moreover, in the US, you can reduce your tax rate by subtracting some deductions. Such deductions include student loan interest payments, contributions to an IRA, moving expenses, and health insurance contributions for self-employed person. Check out one of the most affordable health insurance in the US.

Since the tax rate is the same for any tax class in the US and the difference is only in the income thresholds, we will look only at taxes for a single individual. You can find the full information on brackets and tax rates in the US here. For single taxpayers following rates apply:

Tax rateTaxable income bracketTax owed
10%$0 to $9,87510% of taxable income
12%$9,876 to $40,125$987.50 plus 12% of the amount over $9,875
22%$40,126 to $85,525$4,617.50 plus 22% of the amount over $40,125
24%$85,526 to $163,300$14,605.50 plus 24% of the amount over $85,525
32%$163,301 to $207,350$33,271.50 plus 32% of the amount over $163,300
35%$207,351 to $518,400$47,367.50 plus 35% of the amount over $207,350
37%$518,401 or more$156,235 plus 37% of the amount over $518,400
Source: www.nerdwallet.com

For most cases, e.g., for married people who file taxes together, the amount for income brackets simply doubles without actual change in the percentage.

How to calculate taxes in the US?

As a single taxpayer with $32,000 in taxable income, you fall into the 12% tax bracket (in 2020). However, you don’t pay 12% on all $32,000, but 10% on the first $9,875, and 12% on the rest instead.

American social security

Payroll taxes contribute to social security for every employee in the US. The amount is withheld from their wages throughout the year.

These taxes include social security and medicare. Both employers and employees share obligations to pay for social security contributions at a combined rate of 15.3%. Social security tax applies only to the first $142,800 of wages in 2021, whereas Medicare is mandatory.

For social security, the tax rate is 6,20% for both employers and employees or 12,4% in total. Yet, the maximum withheld amount for that tax is $8,853.60 in 2021. The rate for Medicare is 1,45% for both employers and employees (2,9% in total).

There is an additional Medicare tax of 0,9% on wages above $200,000. In some cases, there can be deductions for disability insurance 1,8% and employment insurance 0,6%.

Anna

Anna is an enthusiastic expatriate with experience of living in Germany, Austria and Greece. She shares her passion for living abroad on this website.

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